We all know that if you own a home, you should have home insurance, but what about if you are renting in Allen Park, Lincoln Park, River Rouge, Southgate, Taylor, Wyandotte, or the surrounding areas? Renters need to have their own renters insurance policy and our team at Acova Insurance can help you to get the coverage you need for the right price. While the owner of the building your apartment is in has insurance that covers the structure, their insurance doesn’t cover your personal belongings. Renters insurance is designed to protect your personal belongings from clothes to dishes to furniture. Contact us today to learn more.
Why Should You Have Renters Insurance
It is often the case that people who rent don’t think that they have anything worth protecting with renters insurance. The reality is that they likely have a lot more to protect than they realize. And the cost for renters insurance is very inexpensive, so even if you don’t have a lot of possessions right now it is still worth getting the protection because it is so inexpensive. When you take an inventory of your personal belongings, add what you paid next to each item, then add them up. You will be surprised at what it would take if you lost them all to replace them. This is what renters insurance is for.
Keep in mind that you might be very careful about locking your door and making sure that the security door on the building is closed when you use it, but what about the other people in the building? There is only so much that you can control, and the rest you have to trust that your neighbors in your apartment building won’t do something to compromise the building security. It is possible that they might leave a secure door open, they might buzz in someone that has ill intentions, or they might start a fire in the building.
Rest Easy With Renters Insurance
Rental insurance covers the obvious such as one’s personal possessions. But beyond the possession protection, rental insurance also provides liability protection if someone injures themselves in your rental unit. It can also help pay for legal bills and court judgments should that be an issue. All of this is why no matter where you rent in Allen Park, Lincoln Park, River Rouge, Southgate, Taylor, Wyandotte, and the surrounding areas, make the call to Acova Insurance to get your renters insurance.