Recreational Vehicle Insurance

Recreational Vehicle InsuranceLike many other recreational vehicle owners, you love weekend camping trips, driving through national parks, and visiting new states. Through it all, Let us help you find the quality insurance coverage designed especially for your motor home or travel trailer.

Premium Discounts
•Membership in an approved RV association
•Anti-lock brakes or other safety options on your RV
•Clean driving record

There are several other ways to save; give us a call at (313) 388-0100 and ask for details.

Various Payment Options Available
•Pay in a lump sum
•Convenient installments
•Or use EZ Pay and have your payment automatically transferred from your bank account each month on the day you select.

Fast and Reliable Claims Service
Report your claim any time, day or night.

Additional Coverages to Protect You.

Extensive Physical Damage Protection.
Coverage against sudden and accidental loss due to a collision , fire, windstorm, landslide, vandalism and other perils.

Total Loss coverage that Counts.
All policies offer at least one of the following options, all of which can come in handy in a total loss:

Total Loss Replacement coverage.
This optional coverage replaces your RV if it is damaged beyond repair. It’s protection against depreciation.

Outstanding Loan Balance Coverage.
When a RV is protected for its actual cash value, a claim settlement for a total loss sometimes isn’t enough to pay off an outstanding loan. This optional coverage ensures you’re not left with a loan to pay and no RV to show for it.

Agreed Value.
Our insurance companies will work with you to determine how much your RV is worth, and insure it for that amount. If you suffer a total loss, you’ll be reimbursed for that agreed amount- no depreciation!

Diminishing Deductible.
This elective coverage lowers your deductible each year you remain claim-free. Be a safe driver and within a few years you have have a zero deductible!

Personal Effects Coverage.
Motor home owners can protect their personal belongings with either actual cash value or replacement cost coverage.

Roadside Assistance.
You won’t need a separate service plan when you add this optional coverage to your policy. Whether your RV breaks down, you run out of gas, or you simply lock yourself out, call a toll free number for assistance.

Emergency Expense.
Optional protection that pays your temporary housing expenses, plus the cost to get you and your RV back home.

Vacation Liability.
Provides premises liability coverage while parked at a campsite or RV park.

Full-timers Coverage.
We can provide liability protection, similar to a homeowner’s policy.

Tow Dolly Coverage.
Full coverage policies automatically receive up to $2,000 in coverage. You can also purchase additional protection if your trailer is valued over $2,000.

Auto Insurance Companies We Work With:

Nation Safe Drivers Victoria Progressive Michigan Automobile Insurance Placement Facility JC Taylor Foremost Encompass Dairyland Arrowhead American Reliable American Fellowship