Liquor Liability Insurance

Liquor Liability InsuranceAre You in Need of Liquor Liability?

If your business serves, sells or assists in the buying liquor, then your business is vulnerable to a liability claim. The claim could be from the result of a drunk customer that becomes injured or causes property damage. This type of claims can b affect businesses such as restaurants, nightclubs or bars. With a liquor liability insurance policy from Acova Insurance, it can help protect your business.

Eligible Classes Include:

Bars – Taverns – Adult Entertainment Clubs – Nightclubs – Restaurants – Banquet Facilities – Country Clubs – Private and Fraternal Clubs – Retail Stores – Retail Distributors and Wholesale Distributors

Unique Operations such as:

  • Off Premise Caterers
  • Concessionaires
  • Breweries
  • Vineyards
  • Importers

Special Events Product Features:

√ Broad Appetite for virtually all classes of small to medium sized risks.
√ Credits available for responsible vendors with a formal third-party server awareness-training program.
√ Defense costs are outside the limit of liability.
√ No Deductible.
√ Assault & Battery coverage available (varies per state).
√ Limits up to $1,000,000 available (higher limits may be available upon request).