Commercial Insurance

At Acova Insurance Agency Inc., we can help you find the right commercial insurance for your business. We have years of experience in commercial insurance such as liquor liability, daycare insurance, commercial specialty, restaurant insurance and much more.

Apply For Commercial Insurance Here


Worker’s Compensation Application Form


Commercial Specialty

Commercial Specialty Programs

• General Contractors GL

• Artisan/Trade Contractors GL

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Daycare

Policy Features May Include:

Professional Liability at no additional Charge.Optional Child molestation or abuse limits up to General Liability Limit (Commercial).
Non-Owned and hired auto coverage is available.

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Liquor Liability

Are You in Need of Liquor Liability?

Eligible Classes Include:

Bars – Taverns – Adult Entertainment Clubs – Nightclubs – Restaurants – Banquet Facilities – Country Clubs – Private and Fraternal Clubs – Retail Stores – Retail Distributors and Wholesale Distributors

Unique Operations such as:

  • Off Premise Caterers
  • Concessionaires
  • Breweries

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Professional & General Liability

Solutions for the Health Care Industry

Looking for Professional & General Liability Insurance?

  • Nursing Homes
  • Assisted Living Facilities

We Have It!

Professional Liability for:

  • Medical Clinics
  • Mental Health Clinics

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Restaurant

This Program is Ideal For:

  • Fried or Rotisserie Chicken
  • Deli’s
  • Drive-in’s
  • Food Courts
  • Internet Cafe’s
  • 24 Hour Operations
  • Hamburger Shops
  • Pizza Shops
  • Ethnic Style Cuisine
  • Many Many More…

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Service Station / Convenience Stores

Coverage from Gas to Garage.

Retail Service Station Programs have been providing insurance in the niche market of Retail Gasoline and Automotive Repair Business for over 20 years. Our program is designed to encompass all aspects of the autoservice related business. We are one of the country’s largest writers of service station business, and we market our insurance program through local, independent agents with service station expertise. What can we bring to you? AM Best “A” Rated Insurance Carriers In-house Underwriting Quick, responsive in-house claim service Available in most states nationwide Online Rating capabilities.

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Umbrella Policy (Commercial)

Do I need an Umbrella Policy to Insure that I am protected?

Did you know that virtually everything you own could be fair game to pay off a debt. Worried? You should be.

There are many reasons why you should explore the option of placing your home, auto, watercraft, etc. under the protection of an Umbrella policy. Here are just a few reasons.

Do you have teenage children that drive your cars?

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Workers Compensation

Our companies are authorities in worker’s compensation. Chances are they will be able to place just about any group.

We have programs available for:

• Trucking

• Healthcare

• Roofing

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Worker’s Compensation Application Form