Would you know what to do if your Identity was stolen?
Call your bank and/or credit card company
Contact the three major credit repositories
Go through the helpful but extensive steps recommended by the Federal Trade Commission in its 30-page consumer support publication
Fill out and submit the affidavit form supplied by the FTC to dispute new, unauthorized accounts
Spend countless hours and an average of $1,200 in out-of-pocket expenses* in your efforts to reslove the many problems caused by identity thieves
*Federal Trade Commission
OR with the Identity Theft Shield™.
√ Get Regular Monitoring of your credit report and let the experts in the field do the work for you!
Identity theft criminals are equal opportunity thieves.
No one expects Identity theft to happen to them.
When an identity thief strikes, the emotions can feel similar to those experienced during a house fire. All of a sudden, everything you’ve worked for is threatened. If your home was on fire, would you want the fire department to send you brochures about how to put out the fire, then follow up with brochures about how to rebuild? Of course not. You’d want them to jump in the truck, turn on the sirens, and bring the water! Identity Theft Shield puts the experts in the field of identity restoration on your side.
You’ll get so much more than “do it yourself” information!
• An up-to-date Experian credit report, including your personal credit score calculated and analyzed by an independant service.
You should know: A credit report and your credit score is reviewed by many types of companies, from mobile phone service providers and home loan lenders to potential employers.
• Continuous monitoring of your credit file at Experian means you will be alerted about new activity.
You should know: Credit monitoring is essential to discovering if your credit file has been accessed to open new accounts, if late payment notations are added, or collection notices have been filed. In many cases, changes of address and other public records are reflected in your credit file as well. If not initiated by you, any of these actions can indicate a potential identity theft.
• Identity restoration means that licensed investigators will work to correct damages caused by identity theft. This includes working with affected public agencies, like the Social Security Administration, the U.S. Postal Service and law enforcement personnel. In addition, fraud alerts will be sent on your behalf to all three credit repositories and affected companies and agencies. Finally, proactive searches of applicable local and national database will be made on your behalf (to look for information you may not be aware of).
You should know: If someone steals your identity and no action is taken you can have serious problems when you try to get a loan, apply for a credit card or during other types of financial transactions. Creditors may also use collection agencies to harass you to demand payments, even if it’s not your debt. This crime can disrupt all aspects of your life.
Note: Your IDT membership covers you and your spouse