What's an FSA?

An FSA, or Flexible Spending Account, is a benefit you can choose during Open Enrollment. By contributing pre-tax dollars to an FSA, you can save an average of 30 percent on health care and dependent care costs. The money you contribute is not subject to payroll taxes, which can result in substantial tax savings!

How to Enroll?

It's easy. You can enroll in an FSA during your company's Open Enrollment period. Once you've enrolled, you'll receive confirmation of your election amount. And you can start saving!

Step 1: Use one of the tools below.

Step 2: Enroll in an FSA during Open Enrollment.

Two to choose from (or choose both)

Health Care FSA

Choose this FSA to pay for medical, prescription, dental and vision expenses you or your family incur.

Eligible expenses:

Eyeglasses, Co-pays, prescriptions, LASIK, Dental Work, Orthodontia & Much More!

Dependent Care FSA

Use this FSA to cover expenses for a dependent child or parent.

Eligible expenses:

Adult or Child Care, Pre-School, Day Camp, Before/After School Care, Elder Care & Much More!

For a complete list visit: www.MyCeridian.com/hfsa-expenses

How much to Contribute?

 Calculate how much you need with our online calculator. This handy tool will suggest how many pre-tax dollars you may want to contribute. Go to

www.Ceridian.com/MyCeridian/fsacalculator

How to get Reimbursed?

Remember to save your receipts! When you incur an eligible expense, just send in your eligible expense receipt or Explanation of Benefits with the necessary form. For the quickest access to your money, you can submit your claims online! It's that simple.

Step 1: Incur a health or dependent care expense.

NOTE: If you use your Ceridian Benefits Card to pay for an eligible health care expense, you can skip steps 2-4.

Step 2: Submit claim online & print confirmation page.

Step 3: Send in receipts with your confirmation page.

Step 4: Get reimbursed!

The Ceridian Benefits Card

• Similar to a bank debit card
• Linked to participants' Health Care FSA balance
• Value on the card at the beginning of the plan year is equal to the participant's HFSA election
• One card issued automatically to all HFSA participants
• Employee chooses to use card

Online Toolkits

Online Calculator: www.ceridian.com/myceridian/fsacalculator

View All Helath Care Expenses: www.myceridian.com/hfsa-expenses

View All Dependent Care Expenses: www.ceridian.com/myceridian/client-support/compliance/dfsa/dfsa-expenses.pdf

For More Information: www.ceridian-benefits.com